Local supplier spotlight: Wedinsure

Wedding insurance is one of those things couples often hear about, but don’t always fully understand or think they need. It’s also hardly the most exciting part of planning a wedding – but when you consider how much is being spent, it can be one of the most important items on the to-do list. We spoke to Mark Brown from Wedinsure to find out what wedding insurance actually covers, and what people often misunderstand.

Mark explains, “At its core, wedding insurance is designed to protect you financially if something unexpected happens that’s outside your control. This might include a key supplier going out of business, a venue becoming unavailable, or serious illness or injury affecting the couple or close family, leading to the wedding being cancelled or rearranged. Policies can also extend to loss or damage to important items such as rings, outfits or gifts, as well as personal and public liability, which many venues now require.

“Cover is typically linked to the overall cost of the wedding, rather than a one-size-fits-all approach. Wedinsure, for example, offers 10 levels of cover from £6,000 up to £100,000, with prices starting from a £38.99 one-off payment. What wedding insurance doesn’t cover is a simple change of heart – it’s there for unforeseen problems.

“Wedding insurance is worth considering early in the planning process, ideally once you start paying deposits. From that point on, you’ve made a financial commitment and that’s exactly what insurance is intended to protect. With Wedinsure, cover can be taken out up to 30 months before the big day, allowing couples to put protection in place early. Wedding insurance isn’t about expecting problems – it’s about peace of mind, knowing you won’t be left out of pocket if the unexpected happens.”

For more information about Wedinsure, visit www.wedinsure.co.uk